If you’re searching for a practical business to start with 50K in Kenya, you’re not alone. Many Kenyans dream of financial independence, but limited capital is a major barrier. Fortunately, with the right strategy and location, you can launch a profitable venture with as little as KSh 50,000 to 100,000.
Here are ten low-investment, high-potential businesses worth considering in 2025:
1. M-Pesa and Mobile Money Agency
- Capital needed: ~KSh 80,000–100,000
- Why it works: High mobile money usage nationwide
- Requirements: Safaricom agent registration, business permit, float capital, shop
- Apply here: Register at Safaricom M-Pesa Agent Portal
Tip: Combine with airtime, accessories, or utility payments to diversify income.
2. Mitumba (Second-hand Clothes) Business
- Capital needed: KSh 20,000–60,000
- Why it works: Fast-moving fashion with flexible pricing
- Key costs: Bales from Gikomba or Eastleigh, stall, transport
- License Info: Apply for a Single Business Permit
Tip: Pick trendy items and leverage social media for sales.
3. Small Cereal Shop
- Capital needed: ~KSh 50,000–90,000
- Why it works: High demand and stable daily income
- Popular stock: Maize, beans, rice, green grams, flour
Tip: Register your business at Business Registration Portal for legitimacy and supplier access.
4. Mobile Food or Smokie and Egg Stand
- Capital needed: KSh 15,000–40,000
- Why it works: Popular among urban dwellers, low costs
- Tools: Trolley, gas, stock, food handler certificate
Tip: Ensure food safety compliance via Public Health Permits
5. Freelance Writing or Digital Marketing
- Capital needed: KSh 10,000–30,000 (laptop, internet)
- Why it works: Low overhead, online clients, remote flexibility
- Opportunities: Blogging, ghostwriting, SEO, social media
Tip: Register a personal business for tax compliance through KRA Portal
6. Bodaboda Motorcycle Transport
- Capital needed: ~KSh 90,000–100,000 (used bike)
- Why it works: Reliable transport in estates and towns
- Daily returns: KSh 500–800 when operated full-time
Tip: Join a SACCO and get insurance at better rates
7. Detergent and Soap Making
- Capital needed: KSh 30,000–70,000
- Why it works: High margins, essential product
- Sales channels: Refills, bulk orders to salons and hotels
Tip: Attend training via TVET Institutions
8. Salon or Kinyozi (Barber Shop)
- Capital needed: KSh 50,000–100,000
- Why it works: Regular repeat clients and walk-ins
- Setup: Clippers, chairs, mirror, licenses
Tip: Boost credibility with hygiene certification from your county offices
9. Baby Clothes and Accessories
- Capital needed: ~KSh 40,000–60,000
- Why it works: Consistent demand among young families
- Source: Wholesale in Eastleigh or second-hand
Tip: Open an Instagram shop and deliver using riders for convenience
10. Fresh Juice and Snacks Cart
- Capital needed: KSh 30,000–50,000
- Why it works: Health-focused customers, impulse buyers
- Must-have: Blenders, fruits, cups, food license
Tip: Target areas with gyms, offices, and schools
Starting a business with 50K or 100K in Kenya is achievable if you align your skills, location, and market needs. These ventures offer great flexibility, potential for growth, and low overheads—ideal for first-time entrepreneurs.
Want to start your business the right way? Let Luvisia Digital help you register your company, prepare a business plan, apply for licenses, and grow your online presence. Contact us today to get started!
